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Here is Parade Magazine’s "how-to" list compiled from a study of super-agers.
Eat just enough less to maintain a healthy weight. Eat breakfast like a king, lunch like a prince and dinner like a pauper. Focus on protein, healthy fats, and complex carbs. Eat a mostly plant-based diet. Long-lifers tend to have one or two drinks per day, but it may be more about social engagement than the alcohol. People practicing a religion tend to live longer, and it might be related to social life, volunteerism, stress-reducing prayer, and an attitude of gratitude. Cultivating close friendships and avoiding loneliness. According to the Pew Research Center, about 27 percent of the 72 million Baby Boomers live alone. Spending lots of time in social activities such as book clubs, playing cards, volunteering, and hobbies. Have an optimistic personality. Stimulate your brain with brain-stretching exercises and activities that go beyond crossword puzzles and Sudoku. Exercise at least 45 minutes a day. Have a purpose.
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A few Medicare stats courtesy of the Employee Benefit Research Institute. To cover premiums and out-of-pocket prescription drug costs from age 65 on, you may need $130,000 if you're a man, and $146,000 if you're a woman, one study says. Medicare generally covers about two-thirds of the cost of health-care services for the program's 62.3 million or so beneficiaries. Of people without extra coverage beyond basic Medicare, 28% have either struggled to pay their medical bills or to get needed care due to the cost, according to the Kaiser Family Foundation.
401(k) managers can now invest in private-equity funds that previously were not accessible. These funds traditionally have been reserved for the wealthiest traders and institutional investors. They typically come with higher risk since private companies are not required to disclose nearly the same about of data with the SEC as public companies do. About 48% of retirees will not need long-term care or will need very little care. For those with traditional long-term insurance, the beneficiaries would receive nothing. For those with hybrid plans, which combine life insurance with long-term care insurance, the beneficiaries would get the money back plus a little bit of interest. Learn More: https://www.cnbc.com/amp/2020/06/11/medicare-isnt-free-how-much-you-need-to-cover-costs-in-retirement.html https://finance.yahoo.com/news/trump-administration-move-could-add-significant-risks-to-retirement-accounts-115443201.html https://www.kiplinger.com/article/retirement/T036-C032-S014-choosing-the-best-long-term-care-insurance-policy.html A snapshot of the U.S. today. A health-care system ill-suited to dealing with a national health crisis and preexisting health disparities. A patchwork response to the COViD-19 pandemic. Entrenched racism. State and local municipalities facing a fiscal cliff. Unemployment at record levels. Impotent federal leadership on gun control and policing issues. On the bright side--this week on the Charles River Bikeway, I saw my first port-o-john with a hand-washing station next to it.
Learn More: https://www.theatlantic.com/science/archive/2020/06/america-giving-up-on-pandemic/612796/?utm_source=STAT+Newsletters&utm_campaign=50f67809e7-MR_COPY_01&utm_medium=email&utm_term=0_8cab1d7961-50f67809e7-149636137 With our country in turmoil, from George Floyd to the Pandemic and that man in the White House, it's time to take a knee.
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